Why Buy the All Risks Cover?
Traveling is fun and exciting, but sometimes unannounced events can mar your pleasure.
Any unfortunate act including terrorism can strike without warning resulting in hospitalization, disability, and even death. We at NICL are ready to provide you security on such events so that you can spend time with peace of mind.
NICL has tailored a very comprehensive coverage so that you are fully protected from any unforeseen mishap during your visit to Pakistan. NICL Travel Insurance Including Terrorism cover is low-cost, stand-alone, and self-contained.
Terrorism Cover rider usually comes with Travel Insurance but due to its very high cost for travel in some parts of Asia, many travelers are deprived of its benefits. NICL, being a public sector insurance organization provides you a low-cost but high-benefit cover in any unfortunate event of sickness and accidental injury even if caused by an act of terrorism in our country.
Who will be covered on the visit to Pakistan?
- Government Delegates
- Official Trade Delegates
- Business travelers
- Tourists
- Categories of Cover:
- For one week – Classic / Superior
- For one month – Classic / Superior
Why NICL Terrorism Cover?
Internationally, this cover is mostly limited to travel within the US, UK, Europe, and safe South East Asian countries. Many Middle Eastern countries are treated as High-Risk Zones, for which limited cover is offered at very exorbitant rates of three to five times normal premium rates.
NICL has decided to provide terrorism insurance cover of a higher extent and also at competitive rates commensurate with the market for low risk to facilitate the foreigners coming to Pakistan which averages more than 850,000 in a year.
Benefits / Coverage.
- Accidental Death
- Permanent Total
- Disability
- Repatriation / Evacuation
- Medical Expense
- US$ 100,000
- US$ 100,000
- Cost of Air Passage up to US $20,000
- US$ 5,000 (Per Incident)
- US$ 150,000
- US$ 150,000
- Cost of Air Passage upto US$20,000
- US$ 5,000 (Per Incident)
How Much Does it Cost?
- One week
- One month
- US$ 75
- US$ 250
- US$ 150,000
- US$ 150,000
- Cost of Air Passage upto US$20,000
- US$ 5,000 (Per Incident)
Brochures/proposal forms are available at our offices and also under the documents below.
Outside Pakistan (Foreign Buyer)
- Fill in the proposal form available below and email it to travel@nicl.com.pk
- Obtain a cashier cheque/ bank draft of the value of the premium as per your chosen plan for insurance cover.
- When you reach airport of your destination in Pakistan walk up to the National Bank of Pakistan (NBP) counter in the arrival lounge.
- Identify yourself, pay the prescribed premium, and collect your policy. Or, alternatively, pay the prescribed premium through your credit card at the same counter and collect the policy.
- Don’t forget to ask for the claim form along with the policy for convenience’s sake.
- Accompanying family members can also get the cover independently.
- In case of a claim, please check the policy for exclusions.
In case you need any information, clarification, or assistance regarding your policy, you may contact us through the following,- Email: travel@nicl.com.pk
- Phone: +92-21-9202756
- Fax: +92-21-9204849
- Fully settle your medical bills at the hospital in Pakistan
- Collect receipts of all payments, discharge summary/card, and reports of all investigations
- Provide all these documents to any of the NICL offices in Pakistan within 15 days of the treatment
- If you are an invitee/official guest, pass the claim form along with supporting documents through the concerned department
- NICL will evaluate your claim papers in light of your insurance policy
- Your claim will be settled within 15 days after receiving the complete documents